Marion B Webb

We are available and ready to provide step-by-step guidance in your homebuying experience. No matter your level of experience - investor to first-time homebuyers - we can help. Our local market expertise extends to new homes , existing homes and homes that have not yet been built. We are registered HUD agents and can show you HUD homes anywhere.

FOR BUYERS SEEKING GREEN FEATURES

As Certified EcoBrokers® and NAR GREEN designees we receive additional training to assist you in purchases requiring knowledge of energy, environmental and green market issues. Our focus is to provide valuable tools, factual information and resources to aid in your purchase of a comfortable, durable and eco-friendly home.

There are many benefits associated with green home purchases. Green homes are built to higher standards, more energy efficient, comfortable and promote healthier life styles. Lower utility bills, fewer home repairs and smaller mortgage payments are realized by green homeowners. Buying green is penny wise and greatly reduces the harmful impact on our environment.

Immediate Benefits Of Energy Efficient Home Ownership:

Savings on operating, health, repair, and utility costs

Conservation of resources and energy

Improved air and water quality

Enhanced quiet, durability, and comfort

Rebates or incentives help reduce the overall cost of acquiring energy efficient homes. Federal, state, local programs and tax credits are available to purchaser new or existing green homes. Not to be overlooked, some utility companies offer incentives for energy efficient upgrades. Part of our service commitment is to help you identify and make sense of these invaluable green opportunities. Contact us to find out more about government or utility company rebates in your area.

Special mortgage products provide more purchasing power and allow you to qualify for higher loan amounts when purchasing a home built green or adding energy improvements. Ask your mortgage providers about energy efficient (EEM) or energy improvement (EIM) mortgages. If you need help locating a mortgage partner who carries these products, don't hesitate to contact us.

(From Fannie Mae's Energy-Efficient Mortgage brochure.)

Typical Home

Home with Energy-Efficient Features

Purchase Price

$200,000

$203,000

Borrower Contribution

$6,000

$6,090

Loan Amount

$160,000

$162,400

Interest

5.85%

5.85%

Monthly PITI

$1,673

$1,698

Average Electric Bill

$186

$93

Total Expenses

$1,859

$1,791

Qualifying Income

$49,000

$48,584

Also be assured that your privacy will be respected and we will never share your e-mail or any other information with anyone.

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